About Chris Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts and New Hampshire and my company does have the ability to lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processors & underwriters to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.

Production Builders Vs. Custom Builders In MA

With so many home building companies out there, it can be a bit tough to differentiate who does what and builds what. Starting from plans to finishes and materials, every company may handle things Read More >

MA Automated Home Valuation Websites Reliability

You may come across automated home valuation websites when searching for property information online. As a home buyer or home seller, you may end up comparing the results to the marketing price of a Read More >

Information On MA Real Estate Transfer Taxes And Who Pays Them

When homes are bought in MA, real estate transfer taxes (sometimes called deed recording taxes) are due. Transfer taxes are different from property taxes in that they occur only once at closing while Read More >

Benefits Of 1031 Exchanges In MA

A 1031 exchange is a method for deferring taxes when selling a property and buying another. It applies to business or investment real estate. When executed properly, it may lead to dramatic savings. Read More >

Pre-closing Home Buyer Tasks | MA Home Buyers

Remaining organized will help make the home buying process less complicated. With packing and logistics on your mind, you can forget a few crucial tasks. The pre-closing home buyer tasks in this Read More >

MA Condominium Vs. Single Family Homes

A common debate among many buyers is whether to buy a condominium or single family home. Both offer unique benefits. Buyers obviously compare the varying price ranges, but there are more factors that Read More >

How Soon You Can Purchase Another Property After Foreclosure And Bankruptcy In MA

If you previously went through a bankruptcy and foreclosure, you can still buy a property again. There are certain criteria that you must satisfy. Below, we provide an introduction to how soon you can Read More >

FHA PMI Rate Reductions Cancelled

We were so happy to announce a few weeks ago that the FHA monthly PMI rates were going to drop later this month. However, an important change has taken place. Last Friday, the Trump Read More >

Reduced Monthly Mortgage Insurance Rates for FHA Loans Starting January 27, 2017

UPDATE 1/20/17: This rate reduction was cancelled by the Trump Adminsitration. Click here for details. The beginning of the new year comes with some BIG news for first time home buyers. FHA announced Read More >

Why Mortgage Rates Will Likely Rise in 2017

You've probably heard from multiple industry sources that mortgage rates will likely rise in 2017. There are several reasons why this is expected to occur: The Market Has Strengthened Interest rates Read More >