About Chris Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts and New Hampshire and my company does have the ability to lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processors & underwriters to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.

FHA Loan Limits for 2019

FHA loans are a popular program for first time home buyers for their low down payment requirement and the ability to use gifted funds for down payments. For many buyers, FHA is the only program for Read More >

2019 Conforming Loan Limits Increase Nationwide

This was quite an interesting year for the real estate market. Home prices continued to rise and bidding wars remained prevalent, all despite rising interest rates. Many buyers found it difficult to Read More >

95% Financing with First and Second Mortgages | MA Home Buying Tips

First and second mortgage combinations are back and can be a huge help for buyers looking to avoid PMI or exceed conventional loan limits. It allows home buyers to put as little as 5% down on the Read More >

MassHousing Down Payment Assistance for Homebuyers

First time home buyers often struggle with saving up enough money for a down payment. During that time, home prices and interest rates continue to rise, making it even more challenging to buy. If Read More >

Tips On Finding Homes For Sale In Massachusetts

Tips on finding homes for sale in Massachusetts can often be a difficult activity. There are an unlimited number of online resources to choose from. The facts below on Tips on finding homes for sale Read More >

Using Wedding Gift Funds to Purchase a Home

If you're getting married, one of the next major events in your life is probably purchasing your first home together. In fact, you may want to use the cash gifts from your wedding towards your down Read More >

What The Massachusetts Real Estate Inventory Shortage Means For Buyers And Sellers

In many markets across the US, there is a shortage of properties for sale. Demand does not currently match supply. This creates an interesting environment for buyers and sellers. Here is what the Read More >

Single Family Homes In Massachusetts

Single family homes are the most popular class of real estate. By definition, they are individual unit residences. However, single family homes come in many different designs and incorporate a range Read More >

Creative Ideas For Custom Homes In Massachusetts

With custom homes, you may change layout, design elements, and features. Use the opportunity add interesting components. Here are a few creative ideas for custom homes in Massachusetts.The Initial Read More >

Details Of Massachusetts Colonial Style Homes

Colonial is a popular design for single family real estate. This style dates back to the 1800s and is therefore often found in historical districts. It has distinct elements that separate it from Read More >