To-do List For Massachusetts Homeowners Pre-closing

Moving is a very stressful time. It is easy to overlook some important items. Do not forget the to-do list for Massachusetts homeowners pre-closing below.

Contact Your Lender

If land taxes are part of your mortgage payment, this means that there is an escrow account with those funds. When your property taxes are paid, the money is removed from the escrow account. If your upcoming closing is scheduled for around the same date as a property tax payment date, you may want to ask your mortgage company not to process the payment. The same bill might be addressed at closing, leading to an over payment. Double check this with the closing attorney to be certain. It can be a burdensome procedure to obtain a refund or you may miss the error and lose money as a result. Usually, any funds remaining in the escrow account are refunded to you after the loan is paid off.

Call Utility Companies

Contact your utility providers to notify them of your cancellation. Many require advanced notice. For utilities such as gas, a service person must come out to read the meter prior to sending a final bill. Others, such as cable, might need you to send back certain hardware. You may not learn this information until you connect with them, so try not to wait until the last minute.

Complete USPS Forms To Forward Mail

You can notify USPS ahead of time regarding your new address. This may be done in-person or on their website. There may be two different services offered. A basic mail forwarding requires a minimal charge of a few dollars online. There is an enhanced option that costs a bit more but may not be needed unless you are looking for more than standard forwarding. You must still notify senders of your new address. Forwarding by the USPS remains active for a limited time frame.

To-do List For Massachusetts Homeowners Pre-closing

The to-do list for Massachusetts homeowners pre-closing provided above contains just a few of the important ones to include. For additional information on selling a home, consult your real estate broker. He or she will ensure that you do not forget other important tasks.

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About Chris Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts and New Hampshire and my company does have the ability to lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processors & underwriters to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.

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