Chris Graves, Certified Mortgage Advisor

Providing Mortgage Services in MA, NH, ME, RI and FL

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Home Buyer Tips

Is it too late to buy a home?

2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes.

You may be wondering if you are late to the party, or if it’s still a good time to purchase.  Experts expect demand to increase over the next several years as more millennials turn of age to buy a home.  At the same time, inventory is expected to remain extremely tight.

Builders are struggling to deliver homes with labor and chip shortages, as well as supply chain disruptions.  Like any market, strong demand and tight supply is very supportive of home prices.

Additionally, interest rates are still extremely favorable, even though they have moved a bit higher from record-low levels, due to some inflationary pressure.

If you are considering purchasing a home, conditions are a bit challenging because of low inventory, but the rewards can be substantial, as the housing boom is expected to continue.

Contact me to see the opportunity you have in becoming a homeowner.

 

Chris Graves's avatar

Chris Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts and New Hampshire and my company does have the ability to lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processors & underwriters to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.