Chris Graves, Certified Mortgage Advisor

Providing Mortgage Services in MA, NH, ME, RI and FL

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Market Trends

Stop Waiting, Start Saving

Even though Mortgage Rates are slightly higher than their all-time lows, it may still be very favorable to refinance.  In many cases, you can significantly reduce your monthly payment and reduce costly mortgage insurance.

It might be tempting to play the market and see if interest rates come back down to their all-time lows.  But even if they eventually did, you could have been banking significant savings by refinancing today.  It will likely take several years before a potential lower rate in the future would catch up to the savings you could start seeing right away.

There is no guarantee that rates will move lower, so call me at 978-376-5389 to see how much you could save by refinancing now.

Chris Graves's avatar

Chris Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts and New Hampshire and my company does have the ability to lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processors & underwriters to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.