Are you or someone you know self employed and are interested in taking out a mortgage? Does the income that you claim on your tax returns not necessary as much as you really make? Well I have the product for you. It is called a bank statement loan! Watch this 49 second video to learn… Read More
Ready to Buy or Refinance?
Home loans can seem complicated, but they don’t have to be. My goal is to help you understand and evaluate your options so you can make educated decisions about your home financing needs. Contact me for a free loan estimate.
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Tips & Tricks from My Blog
New Freddie Mac Self Employed guideline
If you are self employed and you are looking to explore your mortgage options you need to listen to this one minute video! Contact Christopher Graves, Loan Officer at 978-376-5389 or PM me here. #selfemployed#selfemployedmortgage #purchase#refinance#realestate#1sttimehomebuyer#homebuying#windhamnh#boston#massachusettsrealestate#nhrealestate#rirealestate#mainerealestate#mortgage#CMA https://youtube.com/shorts/b6tTE2m1qag?feature=share
Could there be an opportunity brewing in real estate?
Could there be an opportunity in real estate? Listen to this 47 second video to find out how! PM me here or call/text 978-376-5389 for a no cost or obligation analysis. #realestate #purchase #windhamnh #boston #cma #1sttimehomebuyer #investor #massachusettsrealestate #nhrealestate #mainerealestate #rirealestate https://youtube.com/shorts/OD21Ea39BaY?feature=share
DSCR Loans
What is a DSCR Loan? The debt service coverage ratio percentage is used by lenders to determine the cash flow on an investment property. This allows the mortgage lender to access the borrower’s ability to repay the mortgage loan. The DSCR percentage is calculated by dividing the market rent by the new qualifying subject PITI… Read More
What the Recent Fed Hike Could Mean to the Housing Market
To help fight inflation, the Federal Reserve has hiked its benchmark Fed Funds Rate six times this year, including their most recent hike of 0.75%, taking the Fed Funds Rate from 0.25% to now 4.0%. Remember, the Fed Funds Rate is the overnight borrowing rate for banks, and does not directly affect mortgage rates. So,… Read More
Down Payment Assistance
Did you know that there are down payment assistance programs available for condos, single families, and multi family properties? Did you also know that in some cases you don’t need to be a first time home buyer in order to receive down payment assistance? Down payment assistance can be offered, in some cases, up to… Read More
