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Chris Graves, Certified Mortgage Advisor

Providing Mortgage Services in MA, NH, ME, and RI

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About Me

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Home loans can seem complicated, but they don’t have to be. My goal is to help you understand and evaluate your options so you can make educated decisions about your home financing needs. Contact me for a free loan estimate.
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Tips & Tricks from My Blog

Recessions and Real Estate

The media has been sounding the alarms on a potential recession this year, which has many questioning if it’s a good time to purchase a home. When people hear about recessions, most remember the sharp decline in home prices during the housing bubble and 2009 recession. Many often mistakenly believe that the recession caused the… Read More

Do not get discouraged from buying a home this year

Do not get discouraged from buying a home this year!!! Today’s hot market can make finding the perfect home to buy a bit more challenging. Home prices have risen along with mortgage rates, and homes continue to sell very quickly. But while there are some challenges, the opportunity may be well worth the effort. Many… Read More

How much have rents gone up this year?

How much have rents gone up this year?

According to Apartment List’s National Rent Report, rental prices went up $300 per month in 2021. And sources like MBS Highway expect this trend to continue in 2022, albeit at a slightly slower pace. If you’re currently renting or are considering renting, while you may have a roof over your head, renting doesn’t help you… Read More

Is it too late to buy a home?

Is it too late to buy a home?

2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes. You may be wondering if you are late to the party, or if it’s still a good time to purchase.  Experts expect demand to increase over the next several years as more millennials… Read More

Put Your Home Equity to Work for You

Put Your Home Equity to Work for You

Just about all measures suggest that home values have appreciated by a great deal. Estimates are for gains of 20 to 30 percent in home equity. That’s a lot of wealth that could be used to consolidate debt. Proper use of debt consolidation could cut many years off the term of your mortgage, increase cash… Read More

Fed Taper, Inflation, and Rates

Fed Taper, Inflation, and Rates

The Federal Reserve has been buying $120 billion worth of Mortgage Bonds and Treasuries each month in an effort to keep interest rates low. Lower rates often promote borrowing and stimulate the economy. These purchases have greatly influenced interest rates lower over the past year and a half. At their last meeting on November 3rd,… Read More

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Chris Graves, Certified Mortgage Advisor

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Contact Chris

Direct/Mobile: 978-376-5389

25 Indian Rock Road Ste 21
Windham, NH, 03087
603-458-5107 x201

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Disclosure

Company NMLS 1788.
Licensed by the New Hampshire Banking Department #13092-MB.
Licensed in Massachusetts.
Licensed in Maine.
Lender and Broker License #MC-1788.
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