Think you need a bigger paycheck to buy a bigger home? Not always true and I’m going to show you why. Most people assume the only way to afford a bigger home is to earn more money. But here’s the thing, it’s not always about how much you make. It’s about how much debt you […]

When a person comes to me and asks me, Hey, can I even get approved for a mortgage? I like to talk to them about, you know, what their goals are and what they’re looking to do, and I try to take it to a more personal level so that we can then dive into […]

So many people think a “no” today means “never.” It doesn’t. If you’ve got credit challenges, you might just need a plan. So I actually love working with people that don’t immediately qualify for a mortgage because I can actually help them work through the process of getting approved down the road. I’ll give you […]

Worried about overpaying for a house This simple formula will tell you when to bid strong and when to negotiate hard. Too many buyers go in blind and make emotional offers without really knowing what kind of competition they face. I use something called the buyer demand ratio and it works.  Here is how you […]

You will not believe what two thousand dollars can do for your home value and it is not a kitchen or bathroom upgrade. Most homeowners are dropping tens of thousands on remodels that barely return a little more than half of what they spend when they sell. But according to recent construction data the highest […]

Here’s the secret to getting a lower monthly payment — even if your credit or down payment isn’t perfect. Most homebuyers don’t realize this, but if you have average credit and a small down payment, you might actually get a better deal using a government-backed loan like FHA, VA, or USDA. Let’s say you’ve saved […]