Thinking about buying a home but worried the market might crash? Yeah… I get it. I’ve been there too. Everyone’s saying something different. Your parents say wait. Realtors say buy now. And you’re just stuck in analysis paralysis. So here’s what I tell people: use the 5-5-5 rule. Can you stay in the house for […]
3 Reasons why homes don’t sell
If a home’s been sitting on the market for months in this market… there are only 3 reasons why. Let’s break it down. The most common reason? It’s overpriced.Too many sellers still think their home is worth more than it is. They ignore market comps, reject solid advice, and list way too high then wonder […]
The #1 Home Upgrade Buyers Are Paying More For in 2025
Everyone’s obsessed with kitchens and bathrooms— But the #1 home upgrade in 2025 that gave the highest return?Vaulted ceilings. Most people aren’t talking about this— But if you’ve got an older home with low ceilings and a pitched roof, you may be sitting on untapped value.Vaulting your ceiling opens up the entire living space— And […]
Investment Property Appreciation
Let’s say you buy a $600,000 investment property. If values rise just 5% over the next year, you’re building $30,000 in equity — and that’s before we even factor in monthly cash flow or tax benefits. Now hold that property for 5 years with average appreciation… and you could be sitting on $80,000 to $90,000 […]
HIDDEN BEDROOM TRICK SAVES BUYERS THOUSANDS
When you’re searching for a home, you probably filter by price, bedrooms, bathrooms, right? Well, stop filtering by bedrooms. Here’s why: The bedroom count in listings is based on what’s officially recorded with the town or county, not what’s actually in the house. But sellers often add finished basements, bonus rooms, or offices that easily […]
Why Home Values are Unlikely to Decline
Let’s talk about why home values aren’t expected to drop anytime soon and why this market is nothing like 2008 Between 1980 and 2000, birth rates surged. In 2000 alone, over 4 million babies were born and those people are now in their peak homebuying years. That’s a wave of buyer demand hitting the market […]
Do NOT buy a home without asking these 4 questions first. Trust me this can save you thousands
1 Has the home had any water damage or foundation issues 2 What are the total monthly costs other than the mortgage taxes insurance utilities HOA fees 3 How old are the major systems roof HVAC water heater 4 Why are the sellers moving sometimes it is nothing sometimes it is a red flag If […]
3 PROPERTIES YOU SHOULD NEVER BUY
There are three types of properties most people regret buying but they do not find out until it is too late in the home buying and mortgage process. First: Condos Sure they seem affordable up front but those HOA dues go up and rarely come back down. Poorly managed condo associations, special assessments, and weak […]
This really shocked me when I pulled the numbers… so listen to this.
I looked at 40 years of housing data. You’d think timing the market perfectly would make a huge difference, right? Wrong. If you had perfectly timed the bottom of every real estate cycle since 1980 — versus just buying when you were ready — the difference in total wealth was only 4.2%. But here’s what’s […]
Don’t Buy a Home Until you’ve Done This
⬇️ Don’t start house hunting unless you’ve checked these three boxes. Please don’t buy a house… unless you can check these three boxes. And I say this as someone who finances homes for a living. This isn’t just about your down payment. You need at least 3 months of mortgage payments saved up after your down […]
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