When you’re searching for a home, you probably filter by price, bedrooms, bathrooms, right? Well, stop filtering by bedrooms. Here’s why: The bedroom count in listings is based on what’s officially recorded with the town or county, not what’s actually in the house. But sellers often add finished basements, bonus rooms, or offices that easily […]
Why Home Values are Unlikely to Decline
Let’s talk about why home values aren’t expected to drop anytime soon and why this market is nothing like 2008 Between 1980 and 2000, birth rates surged. In 2000 alone, over 4 million babies were born and those people are now in their peak homebuying years. That’s a wave of buyer demand hitting the market […]
Do NOT buy a home without asking these 4 questions first. Trust me this can save you thousands
1 Has the home had any water damage or foundation issues 2 What are the total monthly costs other than the mortgage taxes insurance utilities HOA fees 3 How old are the major systems roof HVAC water heater 4 Why are the sellers moving sometimes it is nothing sometimes it is a red flag If […]
3 PROPERTIES YOU SHOULD NEVER BUY
There are three types of properties most people regret buying but they do not find out until it is too late in the home buying and mortgage process. First: Condos Sure they seem affordable up front but those HOA dues go up and rarely come back down. Poorly managed condo associations, special assessments, and weak […]
This really shocked me when I pulled the numbers… so listen to this.
I looked at 40 years of housing data. You’d think timing the market perfectly would make a huge difference, right? Wrong. If you had perfectly timed the bottom of every real estate cycle since 1980 — versus just buying when you were ready — the difference in total wealth was only 4.2%. But here’s what’s […]
Don’t Buy a Home Until you’ve Done This
⬇️ Don’t start house hunting unless you’ve checked these three boxes. Please don’t buy a house… unless you can check these three boxes. And I say this as someone who finances homes for a living. This isn’t just about your down payment. You need at least 3 months of mortgage payments saved up after your down […]
Before You House Hunt
Before you dive into house hunting, it’s crucial to understand what you can truly afford. This isn’t just about looking at your paycheck and guessing how much you might be able to spend — it’s about taking an honest, detailed look at your financial picture. Start by reviewing your total income. Consider not only your […]
Avoid This Tax Mistake!
⬇️ Comment “trust” if you want a guide to smart inheritance planning! Adding yourself to your parents’ deed is one of the most common — and costly — mistakes families make. Use a **Revocable Living Trust** instead. ✅ Avoid probate ✅ Maximize tax savings ✅ Protect family wealth 📩 [email protected] 📱 978-376-5389 🌐 chrisgravesmortgageexpert.com #revocabletrust #realestateadvice #estateplanning #mrmortgageexpert #chrisgravesmortgageexpert #CMA
🔽 Just closed on a house?
Comment “TRUST” and I’ll send you a breakdown on why living trusts matter. Probate is expensive. Avoid it and protect your legacy. 📞 978-376-5389 📧 [email protected] 🌐 chrisgravesmortgageexpert.com #LivingTrustTips #HomeownerAdvice #EstatePlanning #ChrisGravesMortgageExpert #MrMortgageExpert #CMA
You don’t need to claim your income to qualify for a mortgage
Want to buy a home without claiming all your income? Check out this success story! #MortgageTips #InvestmentProperty #SelfEmployed #HomeBuying #WealthBuilding
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