Chris Graves, Certified Mortgage Advisor

Providing Mortgage Services in MA, NH, ME, and RI

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Mortgage Information

Put Your Home Equity to Work for You

Just about all measures suggest that home values have appreciated by a great deal. Estimates are for gains of 20 to 30 percent in home equity. That’s a lot of wealth that could be used to consolidate debt.

Proper use of debt consolidation could cut many years off the term of your mortgage, increase cash flow, and build a huge amount of equity to be used in the future. This is possible even if the interest rate on a new mortgage loan is higher than the current rate on your existing mortgage.

Now is the time for us to talk so we can evaluate what the possibilities are for you to tap into that equity and utilize it to reduce your debts and consolidate them – and perhaps even save many years of mortgage payments.

Contact me today and let’s get started!

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Chris Graves's avatar

Chris Graves

I grew up in Massachusetts, spent the majority of my young adult life in Boston, and own a home in Windham NH. I have owned properties in MA and NH. I specialize in mortgage lending in Massachusetts and New Hampshire and my company does have the ability to lend in other states. I graduated from the University of Massachusetts in Amherst Massachusetts in 2002. I have a Bachelor’s in Science. In addition to managing a team of loan officers my personal loan production is always in the top of the entire of company. I have personally been in the mortgage business for over 13 years. I pride myself with taking my clients from application to close in the smoothest and quickest way possible, while keeping them well informed during the entire process. I originate my own loans from start to finish and work hand in hand with my loan processors & underwriters to make sure I am updated to the minute with all of my files. I stay up to date with lending guidelines and speak with underwriters on a daily basis to ensure I am aware of all of the lending guidelines in place.