Chris highly exceeded my expectations. Often times I would email him late hours or on weekends to find out if I qualified for a property and it didn't matter if it was late, or the weekend, or if he was on vaction; He ALWAYS made time to respond quickly. He also kept me informed every step throughout the process and went above that by being proactive and thereby avoiding delaysin the transaction. Chris was extremely professional and friendly. Anyone who is looking for a mortgage lender who is detailed, offers great rates, and takes the jitters out of the closing process, I would highly recommend Chris to you.