My wife and I chose Chris for our recent refinance. We felt Chris went the extra mile in helping us choose the right loan, as well as working with us on meeting deadlines that prevented us from paying a higher rate of PMI. Our first loan through another broker was a nightmare, submitting paperwork week after week and coming up with documents at the 11th hour, but for our refinance, Chris easily turned this experience into an easy, stress free time for us. I have already recommended Chris to several coworkers and would recommend him highly to anyone else. We plan to use Chris again in the future.