Christopher Graves is a wonderful loan officer. I am an attorney that only handles real estate closings. All of my closings with Christopher are extremely smooth and problem free. The closings are always timely and the borrower is fully informed of the loan program and closing figures. There are never any surprises. I recommend Christopher Graves without hesitation. I recently recommended a person to Christopher that had been unable to close with other lenders. He had this person closed within a few weeks into a great loan program.