In this video, I dive into how a co-borrower’s lower credit score can impact your mortgage terms, even if you have excellent credit yourself.
**In This Video:**
– **The Issue:** Lenders often use the lower credit score in joint applications.
– **Possible Solutions:** Applying solo, increasing your down payment, or finding suitable loan programs.
📞 Want more info or need personal advice? Contact me:
– Phone: (978) 376-5389
– Email: christopher.graves@spmc.com
– More Info: [Chris Graves Mortgage Expert](https://chrisgravesmortgageexpert.com)
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