The media has been throwing around the idea that we’re headed for a housing crash. But is this really the case? To answer this question, we need to look at the number one law of economics: supply and demand. Demand is measured by Household Formations, meaning someone is occupying a new property without relinquishing or […]
Recessions and Real Estate
The media has been sounding the alarms on a potential recession this year, which has many questioning if it’s a good time to purchase a home. When people hear about recessions, most remember the sharp decline in home prices during the housing bubble and 2009 recession. Many often mistakenly believe that the recession caused the […]
Do not get discouraged from buying a home this year
Do not get discouraged from buying a home this year!!! Today’s hot market can make finding the perfect home to buy a bit more challenging. Home prices have risen along with mortgage rates, and homes continue to sell very quickly. But while there are some challenges, the opportunity may be well worth the effort. Many […]
Is it too late to buy a home?
2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes. You may be wondering if you are late to the party, or if it’s still a good time to purchase. Experts expect demand to increase over the next several years as more millennials […]
Stop Waiting, Start Saving
Even though Mortgage Rates are slightly higher than their all-time lows, it may still be very favorable to refinance. In many cases, you can significantly reduce your monthly payment and reduce costly mortgage insurance. It might be tempting to play the market and see if interest rates come back down to their all-time lows. But […]
Inflation and Home Loan Rates
As inflation rises, it typically causes mortgage rates to move higher as well. That’s because inflation is the arch enemy of interest rates, since it erodes the buying power of the fixed return that a mortgage holder receives. While inflation may look tame to everyone at this time, it’s my job to dig deeper for […]
Recent Move In Rates
Rates have risen a little recently, due to the market’s concern that there will be increased spending, debt, and inflation. The 10-Year Treasury yield is now at its highest level in a year. How can this happen when the Fed Funds Rate remains at zero? Let’s remember that the Fed Funds Rate and Mortgage […]
The Real Scoop on Affordability
Home prices are appreciating, and they will continue to do so. So, does that mean they’re less affordable? The media mistakenly looks at the significant move higher in the median home price, which is currently up 15% versus last year. But the median home price does not measure appreciation. Instead, it marks the middle price […]
Real Estate Fact vs. Fiction
It’s amazing to me, but, right here in Rockingham County, there are over 15,179 residents who are currently renting but can afford to purchase a home. They are qualified to buy a home, so why wouldn’t they? Some people think that the housing market isn’t stable, but home prices for your area in Rockingham County […]
Double the Chances of Selling Your Home
Homes that are listed reasonably and correctly are selling. It’s important to be realistic about the value of your home, but it’s also important to list the home the way people buy. Consumers have been brainwashed by the “99” world that we live in. Almost everything you see is listed for $9.99, or $199, or […]
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