🏠 **Don’t Wait for Lower Rates to Buy – Here’s Why! | Chris Graves Explains** In today’s video, Chris Graves from Sierra Pacific Mortgage breaks down a common misconception: waiting for lower rates before buying a home. While it may seem logical to wait for rates to drop, here’s what you need to consider: 🔍 […]
Selling and buying
Are you planning to sell your current home and buy a new one at the same time? It might seem like a complex process, but with the right preparation, it’s completely manageable! In this video, I break down the steps that have helped me personally handle two such transitions seamlessly. 🔑 Steps Covered: 1. **Get […]
How to Buy a New Home Without Selling Your Current One
Are you planning to move but worried about selling your current home first? Hi, I’m Chris Graves from Sierra Pacific Mortgage, and in this video, I share valuable insights on how you can purchase your next home smoothly without having to sell your current one first. 🎥 In this video: 🔑 Why this matters: 📌 […]
Understanding the Housing Market During a Recession | Mortgage Minute with Chris Graves
There are many myths about the housing market during recessions, and it’s time to clear them up. Contrary to popular belief, historical data shows that home prices have often risen during economic downturns, not fallen. The market crashes we recall, like the 2008 disaster, were due to specific unstable factors, not merely the recession itself. […]
Why Waiting to Buy a Home Could Cost You More Than High Interest Rates
Many are hesitant to buy a home today due to rising interest rates, but waiting could actually cost you more in the long run. The potential appreciation gains you forfeit might exceed any savings from a future drop in rates. Plus, lower rates could mean more competition and higher prices. 💬 Think it’s better to […]
Mastering the Competitive Housing Market with Christopher Graves, CMA
Navigating today’s housing market is no small feat, with a significant number of homes selling above asking price. I’m here to offer you the tools and insights that can help you not only compete but win. Join me, Christopher Graves, as we explore effective strategies to tackle market challenges, from understanding property appreciation to realizing […]
Think You Have a Low Rate? Think Again!
📉📉📉 Proud of your low mortgage rate? That’s great! But let’s talk about your blended rate—the real rate you’re paying when considering all your debts, including auto loans, store credit cards, and those tempting ‘buy now, pay later’ offers. This number might tell a different story. Many find themselves surprised by their real financial picture, […]
Self Employed Mortgages
Are you or someone you know self employed and are interested in taking out a mortgage? Does the income that you claim on your tax returns not necessary as much as you really make? Well I have the product for you. It is called a bank statement loan! Watch this 49 second video to learn […]
Could there be an opportunity brewing in real estate?
Could there be an opportunity in real estate? Listen to this 47 second video to find out how! PM me here or call/text 978-376-5389 for a no cost or obligation analysis. #realestate #purchase #windhamnh #boston #cma #1sttimehomebuyer #investor #massachusettsrealestate #nhrealestate #mainerealestate #rirealestate
DSCR Loans
What is a DSCR Loan? The debt service coverage ratio percentage is used by lenders to determine the cash flow on an investment property. This allows the mortgage lender to access the borrower’s ability to repay the mortgage loan. The DSCR percentage is calculated by dividing the market rent by the new qualifying subject PITI […]
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