Over the course of the years since I’ve been in the mortgage business, I’ve felt that I’ve needed to develop a team to help support myself and my clients. So I have a loan officer assistant, his name is DJ. He’s there with me side by side, and not only does he speak English, but […]

Let’s say you buy a 600000 home today. If values go up just 8 percent over the next year, that’s 48000 in equity you’re building. That same home could cost you 648000 next year and if you wait you’re not only paying more you’re missing out on that equity gain. And remember you can always […]

Let’s say you’re eyeing a 1 Million dollar investment property, but traditional loan qualification is tough — maybe you’re self-employed or have complex income. That’s where DSCR financing comes in. Instead of using your personal income to qualify, lenders look at the property’s rental income. If it covers the mortgage — you’re in business. That […]

Rent vs Buy: So when a person comes to me and say they’re renting an apartment, renting a home, um, I’ll always talk to them about, Hey, what are you paying per month for rent? And I make them realize it’s going to be a little bit more for mortgage in most cases, especially in […]

⬇️ Comment LOCAL and I will send my local market worksheet I do a lot of business in New Hampshire. I live in Southern New Hampshire now. I actually grew up in Massachusetts. I lived in Boston for 20 years. Moved to Southern New Hampshire with my family. I actually work in Maine as well, Rhode […]

Preapproval isn’t optional — it’s a must: 1️⃣ Understand your budget 2️⃣ Get sellers to take you seriously 3️⃣ Improve negotiation leverage 4️⃣ Close faster and easier Let’s talk about what’s needed to get started. 📩 [email protected] 📱 978-376-5389 🌐 chrisgravesmortgageexpert.com #mortgagepreapproval #buyingahome #mrmortgageexpert #chrisgravesmortgageexpert #CMA