Starting in 2025, these changes will make it easier to buy homes: – Up to 90% of primary and second homes could qualify for appraisal waivers. – Purchase loans can have LTVs as high as 97%, allowing for minimal down payments. 🌟 Learn how you can benefit from buying with just 3% down and skipping […]
❄️ Winter Home Maintenance Tips ❄️ | Keep Your Home Safe and Cozy
Preparing your home for winter is crucial to avoid costly repairs and ensure comfort. Watch now to learn essential maintenance tasks like insulating pipes, clearing gutters, and preparing emergency supplies. Stay warm and protected this winter season! 📞 (978) 376-5389 📧 christopher.graves@spmc.com 🔗 chrisgravesmortgageexpert.com #WinterHomePreparation #HomeMaintenance #ChrisGravesMortgageExpert
🎥 Considering buying a home with today’s higher rates? Here’s why it might be smarter to buy now:
Waiting means higher costs as home prices rise. A $700,000 home today could cost $732,000 next year due to appreciation. By buying now and refinancing later, you save on future costs. 🏠 Marry the home, date the rate! Watch to learn more about making smart real estate decisions. Subscribe for more tips! 📞 (978) 376-5389 […]
🎥 **When to Buy a Home in New England | Chris Graves Explains**
Feeling unsure about buying a home in the fluctuating New England market? This video is for you. I break down the complexities of the housing market and mortgages, offering clear, actionable advice. **In This Video:** – Understand current market conditions in New England. – Learn how to decide the best time to buy. – Get […]
The Financial Benefits of Homeownership vs. Renting
🎥 **The Financial Benefits of Homeownership vs. Renting | Chris Graves Explains** Are you still renting and wondering if buying a home is right for you? This video explains why transitioning to homeownership is a crucial step towards building wealth. 🏠 **What You’ll Learn:** – The significant difference in net worth between homeowners and renters. […]
How to Finance a Home for Your Disabled Child or Elderly Parent
In this video, I discuss a special owner-occupancy provision by Fannie Mae that allows you to purchase a home for your disabled adult child or parent under owner-occupied financing terms, even if you’re not living there. 🔑 What You Will Learn: – The challenges of securing a mortgage for homes not lived in by the […]
🏡 **How to Get Your Offer Accepted: A Proven Strategy!**
Struggling to have your offer accepted in a competitive market? You’re not alone. The National Realtors Association reports that 29% of buyers are hindered by getting outbid. But there’s a way to change this narrative and make your offer stand out! **In This Video:** – **Understanding the Market:** Learn why over a third of homes […]
Don’t wait for lower rates
🏠 **Don’t Wait for Lower Rates to Buy – Here’s Why! | Chris Graves Explains** In today’s video, Chris Graves from Sierra Pacific Mortgage breaks down a common misconception: waiting for lower rates before buying a home. While it may seem logical to wait for rates to drop, here’s what you need to consider: 🔍 […]
Selling and buying
Are you planning to sell your current home and buy a new one at the same time? It might seem like a complex process, but with the right preparation, it’s completely manageable! In this video, I break down the steps that have helped me personally handle two such transitions seamlessly. 🔑 Steps Covered: 1. **Get […]
How to Buy a New Home Without Selling Your Current One
Are you planning to move but worried about selling your current home first? Hi, I’m Chris Graves from Sierra Pacific Mortgage, and in this video, I share valuable insights on how you can purchase your next home smoothly without having to sell your current one first. 🎥 In this video: 🔑 Why this matters: 📌 […]
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